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1. Â Meet with a financial planner or advisor. Consultations are usually free.
A financial planner will really begin to get your finances on track in your 20s. They can also get you an investment plan in order.
2. Â Track your expenses for a month.
Once you tracking your expenses for a month or two, you’ll begin to notice some buying habits you didn’t know you had. Doing so will reveal areas where you can begin to save money.
3. Â Create a budget.
A budget is important for your personal finances. Build one, and stick to it!
4.  Prioritize. Learn the difference between being “busy,†and being “productive.â€
Far too many people will spin their wheels trying to get things done. They will feel overwhelmed, but they can’t seem to accomplish anything. If you find yourself in this situation ask yourself this question: “am I just being busy, or am I actually getting things done?â€
5. Â Be persistent in your job search. Apply to at least two jobs.
The economy is making the job search tough for a lot of people right now. Job searching isn’t a matter of luck. It’s a matter of being persistent. Daily apply for jobs. Don’t get discouraged, if you’re persistent your break will come.
6. Â Travel.
Your 20s is a great time to take the opportunity to travel. It is in your 20s when you will have the most freedom and often times the least amount of responsibility. Use this time in your 20s to travel to places you have always wanted to go.
7. Â Volunteer.
The same reasons you can travel easier in your 20s also apply to volunteering. Flexibility is a strength in your 20s. Use it to help others. It can be some of the most rewarding work you do.
8.  Don’t be discouraged if your first job out of college isn’t your ‘dream job.’ It will come, just continue to take risks, challenge yourself, and do your best in your current job and you will get your dream job.
9. Â Find a mentor.
Your career path can be a lot easier if you’re taking advice from someone who is guiding you and has been there before. Their advice, network, and connections will be invaluable to you.
10. Â Be willing to think outside the box.
It is when you truly begin thinking outside the box where you will begin to be noticed by your colleagues, friends and employers. Be bold, be daring, be different.
